[1] Dikau, S., & Volz, U. (2021). Central bank mandates, sustainability objectives and the promotion of green finance. Ecological economics, 184, 107022. https://doi.org/10.1016/j.ecolecon.2021.107022
[2] Flötgen, R., Mitterer, N., Urmetzer, F., & Böhm, M. (2021). Platform ecosystem structures: leveraging platform-based technology and the finance ecosystem for the new normal. pollo-university of Cambridge repository. PACIS 2021 proceedings. https://doi.org/10.17863/CAM.90607
[3] Kimani, J. K., & Mutswenje, V. S. (2022). Control environment and financial risk mitigation efficiency of supermarkets during covid-19 in nairobi city county. [Thesis]. https://B2n.ir/a20762
[4] Shustova, E. P., Blagoev, V., & Protas, N. G. (2022). Global trends in the bank development. Journal of economic research & business administration, 145(3), 3–14. https://be.kaznu.kz/index.php/math/article/view/2721
[5] Rong, K., Lin, Y., Du, W., & Yang, S. (2024). Business ecosystem-oriented business model in the digital era. Technology analysis & strategic management, 36(10), 3082–3099. https://doi.org/10.1080/09537325.2023.2191743
[6] Pena, M. M., Bhandari, R., Bowers, R. M., Weis, K., Newberry, E., Wagner, N., ... & Potnis, N. (2024). Genetic and functional diversity help explain pathogenic, weakly pathogenic, and commensal lifestyles in the genus Xanthomonas. Genome biology and evolution, 16(4), evae074. https://doi.org/10.1093/gbe/evae074
[7] KPMG. (2023). The future of digital banking: Challenges and opportunities. https://b2n.ir/g70327
[8] Finance, M. of E. A. and. (2019). Future banking and digital transformation: A policy approach and deployment framework based on the smart economy paradigm. Ministry of Economic affairs and finance. https://b2n.ir/e91928
[9] Vahid Bemani. (2020). Future research of electronic banking with critical uncertainty approach. [Thesis]. (In Persian) https://www.tolouemehr.ac.ir/fa/graduate/2160-13990219
[10] Aksoy, C. (2023). Digital business ecosystems: An environment of collaboration, innovation, and value creation in the digital age. Journal of business and trade, 4(2), 156–180. https://doi.org/10.58767/joinbat.1358560
[11] Aripin, Z., Agusiady, R., & Saepudin, D. (2023). Post COVID: What lessons can be learned for the banking and msme industry. Journal of economics, accounting, business, management, engineering and society, 1(1), 25–36. https://kisainstitute.com/index.php/kisainstitute/article/view/4
[12] Sriram, V. P., Sujith, A. V. L. N., Bharti, A., Jena, S. K., Sharma, D. K., & Naved, M. (2022). A critical analysis of machine learning’s function in changing the social and business ecosystem. Proceedings of second international conference in mechanical and energy technology: ICMET 2021, India (pp. 341–350). Singapore: Springer nature Singapore. https://doi.org/10.1007/978-981-19-0108-9_36%0A%0A
[13] IBM corporation. (2016). Designing a sustainable digital bank. https://B2n.ir/t38381
[14] Asgari, T., Naimi Seddiq, A., & Abdul Shah, M. (2019). Developing new strategies in the banking industry relying on digital technologies. Strategy, 28(92), 5-34. (In Persian). https://en.irandoc.ac.ir/article/2857
[15] Elaheh, B. (2020). Investigating the supervision of new financial technologies fintech and digital currency. Investment knowledge, 9(35), 153-168. (In Persian). https://www.sid.ir/paper/404976/en
[16] Moritz Jünger, & Mietzner, M. (2019). Banking goes digital: The adoption of fintech services by German households. Finance research letters, 34(1). http://dx.doi.org/10.1016/j.frl.2019.08.008
