[1] Jafari, D. D., Mohammadi, T., Sheken, M. H. B., & Pashazadeh, H. (2017). Investigating the systemic risk of selected banks in the banking system in Iran using the dynamic conditional correlation (DCC) method. Quarterly journal of monetary and banking research, 10(33), 457-480. (In Persian). https://jmbr.mbri.ac.ir/article-1-651-fa.html
[2] Gupta, J., & Kashiramka, S. (2020). Financial stability of banks in India: Does liquidity creation matter? Pacific-basin finance journal, 64, 101439. https://doi.org/10.1016/j.pacfin.2020.101439
[3] Tran, D. V. (2020). Bank business models and liquidity creation. Research in international business and finance, 53, 101205. https://doi.org/10.1016/j.ribaf.2020.101205
[4] Golizadeh, H., Bagherzadeh, M., Mehrara, A., Kanani Gholipour, Y., & Shahcher, M. (2021). Identifying effective factors on equipping banking resources and presenting a comparative model Comparative study of effective factors on equipping banking resources and model presentation. Financial economics, 55(15), 154–133. (In Persian). https://journals.iau.ir/article_686770_6395f5fa0fec5918f1673c392bf19840.pdf
[5] Rajan, R. G., & Zingales, L. (1995). What do we know about capital structure? Some evidence from international data. The journal of finance, 50(5), 1421–1460. https://doi.org/10.1111/j.1540-6261.1995.tb05184.x
[6] De Souza, S. R. S., Silva, T. C., Tabak, B. M., & Guerra, S. M. (2016). Evaluating systemic risk using bank default probabilities in financial networks. Journal of economic dynamics and control, 66, 54–75. https://doi.org/10.1016/j.jedc.2016.03.003
[7] Saberi, M. (2017). Investigating the relationship between auditor reputation and profit management and capital adequacy ratio in the banking sector [Thesis]. (In Persian).
[8] Owusu, F. B., & Alhassan, A. L. (2021). Asset-liability management and bank profitability: Statistical cost accounting analysis from an emerging market. International journal of finance & economics, 26(1), 1488–1502. https://doi.org/10.1002/ijfe.1860
[9] Khan, M. S., Scheule, H., & Wu, E. (2017). Funding liquidity and bank risk taking. Journal of banking & finance, 82, 203–216. https://doi.org/10.1016/j.jbankfin.2016.09.005
[10] Berger, A. N., & Sedunov, J. (2017). Bank liquidity creation and real economic output. Journal of banking & finance, 81, 1–19. https://doi.org/10.1016/j.jbankfin.2017.04.005
[11] Abdul-Rahman, A., Sulaiman, A. A., & Mohd Said, N. L. H. (2018). Does financing structure affects bank liquidity risk? Pacific-basin finance journal, 52, 26–39. https://doi.org/10.1016/j.pacfin.2017.04.004
[12] Abdollahipour, M. S., & Sheken, M. H. I. (2020). Banks’ financial restructuring strategies in Iran. Asset management and financing, 8(4), 1–20. (In Persian). https://doi.org/10.22108/amf.2020.119436.1473
[13] Rego, S. O., & Wilson, R. (2012). Equity risk incentives and corporate tax aggressiveness. Journal of accounting research, 50(3), 775–810. https://doi.org/10.1111/j.1475-679X.2012.00438.x
[14] Ghosh, S. (2014). Risk, capital and financial crisis: Evidence for GCC banks. Borsa istanbul review, 14(3), 145–157. https://doi.org/10.1016/j.bir.2014.06.003
[15] Taheri, S., & Janani, H. F. (2025). Presenting a bank asset and liability management model based on risk management using a systems dynamics approach. Investment knowledge, 14(54), 129–159. (In Persian). https://doi.org/10.30495/jik.2025.23534
[16] Hadi, F. P., & Parvin, S. (2016). The relationship between liquidity management and profitability of commercial banks (Pasargad Bank case study). International conference on applied research in management and accounting (Vol. 4). Tehran, Iran, Civilica. (In Persian). https://civilica.com/doc/568157/
[17] Namaki, A., & Khalili, H. (2024). Systemic risk analysis of banks admitted to the capital market using empirical mode analysis and gray relation analysis based on dynamic complex network. Ournal of financial knowledge and securities analysis, 17(61), 80–94. (In Persian). https://B2n.ir/gj7231
[18] Talebnia, Q., Tehrani, R. pour A., Vakili Fard, H., & Asadni, J. (2023). Factors affecting liquidity management in pharmaceutical companies: Bayesian averaging approach. Investment knowledge, 12(45), 73–93. (In Persian). http://www.jik-ifea.ir/article_21382.html
[19] Erfani, A., & Heidari, M. A. (2022). The role of liquidity management on bank profitability. Quarterly journal of econometric modeling, 7(4), 37–64. (In Persian). https://doi.org/10.22075/jem.2023.27735.1750
[20] Hidayat, M. (2024). The effect of economic growth and inflation on liquidity in “Bank Syariah Indonesia.” Economics studies and banking journal (demand), 1(1), 17–24. https://pdfs.semanticscholar.org/ca76/8ce2db26692e
[21] Viverita, V., Bustaman, Y., & Danarsari, D. N. (2023). Liquidity creation by Islamic and conventional banks during the Covid-19 pandemic. Heliyon, 9(4), 1–14. https://doi.org/10.1016/j.heliyon.2023.e15136
[22] Wuave, T., Yua, H., & Yua, P. M. (2020). Effect of liquidity management on the financial performance of banks in Nigeria. European journal of business and innovation research, 8(4), 30–44. https://d1wqtxts1xzle7.cloudfront.net/118681119/vol8.no4.pp30-44-libre.pdf?1728192812=&response-content-disposition=inline%3B+filename%3DEffect_of_Liquidity_Management_on_the_Fi.pdf&Expires=1760356258&Signature=VXMAvpMyLuEUhqVlYYJ06sj~KV7gcCTKluEe9U1W3-Sa
[23] Kontuš, E., & Mihanović, D. (2019). Management of liquidity and liquid assets in small and medium-sized enterprises. Economic research-ekonomska istraživanja, 32(1), 3247–3265. https://doi.org/10.1080/1331677X.2019.1660198
[24] Farahani, T., & Sabouri, M. (2020). The effect of capital adequacy ratios, capital structure and liquidity on financial performance of commercial banks. Islamic economics & banking, 9(31), 247–262. (In Persian). http://mieaoi.ir/article-1-778-fa.html
[25] Bitar, M., Kabir Hassan, M., & Hippler, W. J. (2018). The determinants of Islamic bank capital decisions. Emerging markets review, 35, 48–68. DOI:https://doi.org/10.1016/j.ememar.2017.12.002
[26] Karsalari, F. R., & Sargolzaei, M. (2019). The effect of bank performance on liquidity creation in the banking system. Empirical studies in financial accounting, 16(64), 133–113. (In Persian). https://doi.org/10.22054/qjma.2020.42572.2006
[27] Tehrani, R., & Bigdalo, J. (2020). Investigating the role of financial intermediation of member banks of the Tehran Stock Exchange and its influencing factors. Financial management perspective, 29(10), 39–64. (In Persian). https://doi.org/10.52547/jfmp.10.29.39
[28] Emami, M. S., & Farid, D. (2016). Working capital, firm performance and financial constraints: Evidence from the Tehran Stock Exchange. Journal of financial accounting research, 8(4), 1–16. (In Persian).mhttps://doi.org/10.22108/far.2016.21424
[29] Shahchera, M., & Mashal, A. (2018). Loan quality in Iranian banking systems. Quarterly journal of fiscal and economic policies, 6(22), 93–122. (In Persian). https://qjfep.ir/article-1-553-fa.pdf